HOMEownership Down Payment & Closing Cost Assistance Program

Virginia Department of Housing and Community Development (DHCD) HOMEownership Down Payment & Closing Cost Assistance Program

CFH, Inc. administers the Virginia Department of Housing & Community Development (DHCD) Down Payment Assistance & Closing Cost Assistance Program (DPA) in the following Northern Virginia Areas:

Alexandria                                         Leesburg

Arlington County                             Loudoun County

Town of Dumfries                           Manassas City

Fairfax City                                       Manassas Park

Fairfax County                                 Prince William County


CFH is currently accepting applications for this program.  Eligibility requirements include:

  • Gross household income from all sources cannot exceed 80% of the area median income, adjusted for household size;
  • Assets cannot exceed 10% of the cost of the property being purchased;
  • Down payment from the buyer must equal at least 1% of the cost of the property being purchased;
  • Applicants must identify the property and secure a first mortgage from a VHDA approved lender;
  • Applicants must take a VHDA homeownership class; see options on the VHDA website
  • Applicants must take a CFH homeownership workshop


Down Payment & Closing Cost Assistance                                                                Area Median Income (AMI) and Household Size Chart

1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
$54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450

 More details are found in the Program Documents below:


CFH is a 501(c)(3) organization 37 years’ experience in providing affordable housing opportunities for low-to moderate income households in Northern Virginia.  CFH provides senior rental assistance in Fairfax County, security deposit assistance throughout the service area, rental and homeownership opportunities and a comprehensive life skills program.

Program Documents



Contact 703-221-4510 or email dpa@cfhva.org with any questions.


“CFH is a 501 (c)(3) organization providing affordable housing opportunities to limited-income individual and families throughout Northern Virginia. CFH provides a continuum of housing through life skills training, senior rental assistance and down payment assistance, security deposit assistance, rental homes in Vienna, Arlington, Fairfax and Fredericksburg and homeownership opportunities.”

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