creating foundations for hope

Help with a downpayment is often just what’s needed for someone to buy a first home – and change their family’s trajectory for generations.

Young homeowners

CFH administers the Virginia Department of Housing & Community Development (DHCD) Down Payment Assistance & Closing Cost Assistance Program (DPA) in the following Northern Virginia Areas:

  • Alexandria
  • Leesburg
  • Arlington County
  • Town of Dumfries
  • City of Fairfax
  • Fairfax County
  • Loudoun County
  • Manassas City
  • Manassas Park
  • Prince William County

Eligibility Requirements

  • Gross household income from all sources cannot exceed 80% of the area median income, adjusted for household size.

  • Assets cannot exceed 10% of the cost of the property being purchased.

  • Down payment from the buyer must equal at least 1% of the cost of the property being purchased.

  • Applicants must identify the property and secure a first mortgage from a VHDA approved lender.

  • Applicants must take a VHDA homeownership class; see options on the VHDA website.

  • Applicants cannot maintain more than 10% of the home purchase price in cash assets.

Down Payment & Closing Cost Assistance

HOME Program Income Limits and Household Size Chart, effective July 1, 2022

One Two Three Four Five Six Seven Eight
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800